PC Financial World Elite
Annual fee: $0
Welcome offer:
Card details
| Interest charges | 21.99% on purchases, 22.97% on money advances (21.97% for residents of Quebec), 22.97% on balance transfers |
| Required income | Personal income of $80,000 or household income of $150,000 |
| Credit Score | 560 or higher |
| Point value | 10 PC Points = $0.01 at Loblaws grocery network and Shoppers Drug Mart. |
At a look: Buyers willing to pay a $120 annual fee can take their earnings to the following level while having fun with some premium perks like a free PC Express Pass.
Presented
PC Insiders World Elite Mastercard
Annual fee: 120$
Welcome offer: Get a welcome offer* of 300,000 PC Optimum™ Points with the NEW PC® Insiders World Elite® Mastercard®. Terms and conditions apply. Offer ends December 31, 2024.
Card details
| Interest charges | 20.99% on purchases, 22.97% on money advances, % on balance transfers |
| Required income | Personal income of $80,000 per yr or household income of $150,000 per yr |
| Credit Score | 660 or higher |
| Point value | 1 PC Optimum Point is value $0.001 (redeem 10,000 points for $10). |
Increase your rewards with a PC Money account
What is PC Money?
Launched in 2020, the PC Money account is President’s Choice’s latest financial offering, joining other no-fee online banks to supply a reasonably comprehensive package of free on a regular basis banking services while also adding variety with the good thing about earning PC Optimum points. While earning rewards points is a typical good thing about using a bank card, it’s less common for on a regular basis banking.
As far as bank accounts go, the PC Money account offers a solid portfolio of free, unlimited on a regular basis transactions, including money withdrawals (at PC Financial ATMs or select shopping locations), bill payments, account transfers, and Interac e-transfers. Since it isn’t a conventional checking account, paper checks aren’t available. However, between shopping locations, bill payments, and Interac e-transfers, you may still pay for every thing from groceries to utilities to rent. And the PC Money account card is widely accepted. Use it anywhere you may use Mastercard – in person, online, and internationally.
How to gather points with PC Money
When you shop with the PC Money Bank Card, you may earn 25 PC Optimum points per dollar on purchases at Shoppers Drug Mart and 10 points per $1 in all places else (aside from banking transactions like bill payments or electronic transfers). You can link your card to your PC Optimum account to earn much more points through personalized offers. Plus, you may earn as much as 200,000 bonus points—a $200 value—once you arrange your account and make your first transactions.
For those that shop at Loblaw banner stores and partners, the PC Money account is a no brainer. It offers most, if not all, of the on a regular basis banking services you wish, integrates seamlessly with the present PC Optimum program, and is free.
What is a PC Express Pass?
In April 2023, PC announced its Express Pass, a grocery delivery service that competes with firms like InstaCart and UberEats. However, it’s going to be utilized in Loblaw banner stores, including Loblaws, Zehrs, Freshmart, Real Canadian Wholesale Club, Real Canadian Superstore, No Frills and lots of, many others, anywhere PC products are sold. It will also be used to choose up orders.
You’re wondering what it costs, right? It costs $9.99 per thirty days or $99.99 per yr (which saves you over $20 in the event you enroll for the annual membership). It costs the identical as Amazon Prime’s streaming services, so be certain that you utilize PC Express Pass for it to be of any use to you. There’s a one-month free trial period. Here’s what you get with PC Express.
- Unlimited free pickup and delivery on same-day, next-day, or future orders over $35
- unlimited variety of delivery addresses (which might be interesting for carers of self-employed people)
- Online shopping at over 800 PC stores, including Joe Fresh and Shoppers Drug Mart
- Easy cancellation
- Ability to gather PC Optimum points and redeem PC Optimum offers
Frequently Asked Questions
Read more about grocery shopping:
