“Sometimes you have to get creative when the money isn’t there,” said the Toronto-based personal finance expert and writer of “Everything but Money.”
For Canadians who’ve made an exercise regimen a New Year’s resolution, her experience is timely proof that there are methods to get exercise without draining the checking account.
The first step to establishing an inexpensive routine is determining what sort of exercise might give you the results you want and your budget, fitness and financial experts say.
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How much does a gym membership cost?
For many individuals, a gym membership is the answer. They can cost a whole lot of dollars a 12 months, but offer buyers access to a variety of kit, classes, amenities and a social environment that will encourage them to grow.
Before purchasing a membership, Moorhouse recommends asking about free trial classes that many gyms offer to present people a feel for his or her facility and whether it meets their needs.
“You might think you want to go to the gym, but there are other things you need to consider, like… the environment; What’s the mood, what are the people like,” she said. “You don’t want to waste your money signing up for something and then you think, ‘Oh, that’s a bad idea.'”
Where to get the most cost effective gym memberships
The most cost-effective gym memberships are frequently offered by area people centers or a YMCA, but Moorhouse has found that their equipment is commonly not as recent or expensive as boutique gyms that charge more.
She’s also heard from people finding gym discounts through Groupon or through ClassPass, an organization that sells a monthly membership that might be used at hundreds of gyms.
