We encourage plan sponsors to have interaction in meaningful dialogue with their advisor at their next committee meeting. Consider the next questions:
- When was the last time your committee reviewed your adoption agreement and/or basic plan document?
- Have demographics, savings habits, or financial needs modified because you last checked?
- Is your plan fully compliant with all applicable SECURE 2.0 requirements?
References
1 Board of Governors of the Federal Reserve System (USA), defined contribution pension funds; Total financial assets, level [BOGZ1FL594090055Q]retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/BOGZ1FL594090055Q, November 18, 2025.
2 Board of Governors of the Federal Reserve System (USA), households and non-profit organizations; Retirement plan assets, amount [BOGZ1FL153050015Q]retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/BOGZ1FL153050015Q, November 18, 2025.
3, 604 U.S. 693 (2025), https://www.supremecourt.gov/opinions/24pdf/23-1007_h3ci.pdf
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