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The Citi Premier® Card just got a brand new look and a few additional advantages. Citi announced the Citi Strata Premier Card in early May 2024, refreshing the favored mid-range travel card with more value for cardholders without increasing the annual fee.
Whether you were planning to use for the Premier Card or are already a cardholder, here’s what you could know concerning the transformation.
The Strata Premier offers more rewards and protection
Prior to the announcement, the Citi Premier Card offered 10 points per dollar on hotels, rental cars and attractions booked through the Citi Travel portal through June 30, 2024. With the redesigned Strata Premier Card, this reward rate becomes everlasting.
The latest card also offers 3 points per dollar spent at electric vehicle charging stations.
These bonus categories are along with the three points per dollar that cardholders already earn at restaurants, supermarkets, gas stations, air travel and hotels, in addition to 1 point per dollar on all other purchases.
Additionally, the cardboard now offers more travel protection advantages, making it a more sensible choice for covering your travel purchases. New and existing cardholders profit from the next advantages:
- Trip cancellation and trip interruption insurance: Provides reimbursement for certain non-refundable costs charged by a public transportation provider in case your trip is canceled or terminated for a Covered Reason.
- Travel delay insurance: Provides reimbursement for certain costs, similar to: B. Meals and hotel accommodation in case your trip is delayed by an airline for a certain time period.
- Insurance for lost or damaged baggage: Provides protection for private items which can be lost or damaged by a carrier.
- MasterRental coverage: Provides comprehensive insurance within the event you will have an accident with a rental automobile (in the event you pay with this card and decline the rental company’s coverage on the counter).
The latest Strata Premier Card also retains the unique card’s hotel credit profit, which provides cardholders $100 off a single hotel stay of $500 or more (excluding taxes and costs) when booked through the Citi Travel portal . You can receive the profit once per calendar 12 months.
Apply now and secure an increased welcome offer
To have a good time the cardboard relaunch, Citi is offering an increased welcome bonus for a limited time: 75,000 bonus points while you spend $4,000 in the primary three months from account opening.
For comparison, the cardboard’s standard bonus is 60,000 bonus points while you spend $4,000 in the primary three months. In other words, you may get $150 more value in travel, money back or gift cards in the event you apply before the offer expires.
Also consider that you might have the option to get much more value out of your redemptions by transferring your ThankYou points to one among the various Citi airline and hotel loyalty program partners and booking award travel.
Should you apply for the brand new Citi Strata Premier Card?
If you have already got the Premier Card, you may routinely receive the Citi Strata Premier Card’s latest rewards rates and travel protection advantages. However, in the event you want the brand new card design, you should have to attend until your current card expires. The $95 annual fee stays unchanged with this revision.
If you are not already a cardholder, the brand new welcome bonus is attractive – although Citi has offered as much as 80,000 bonus points previously.
However, in the event you’re enthusiastic about applying for the brand new Citi Strata Premier Card, it is vital to take a look at the larger picture. Look at your spending habits and travel plans to evaluate whether the cardboard’s rewards rates and advantages are best for you.
Additionally, take a while to buy around and compare the cardboard to other top travel bank cards. Whether you are searching for a card with no annual fee or one with more premium perks, there could also be options that higher suit your habits and wishes.
If you don’t need to pay an annual fee, you might prefer a card just like the Bilt Mastercard®, which rewards spending on food, travel and rent payments. On the opposite hand, in the event you’re searching for a very premium experience and are willing to pay an annual fee for it, you would possibly desire a card just like the Platinum Card® from American Express with full airport lounge access.
Here you could find prices and costs for The Platinum Card® from American Express, seethis page
Bilt Mastercard®
Special function
The Bilt Mastercard offers the unique opportunity to gather points when renting.
Taking that away
The biggest winners of the brand new Citi Strata Premier are existing cardholders who haven’t got to do anything to make the most of the brand new rewards rates and travel advantages. However, latest applicants might be pleased with the time-limited welcome offer that comes with the cardboard relaunch.
If you are considering the brand new Strata Premier Card, fastidiously review the cardboard’s features and research alternatives to make sure you get the perfect card for you.
In any case, it’s refreshing (pardon the pun) to see a card overhaul that adds value without increasing the annual fee, as this bucks the trend we have seen with many recent bank card overhauls.
Fortune Recommendsâ„¢ has partnered with CardRankings to cover our bank card products. Fortune Recommendsâ„¢ and CardRankings may receive commission from card issuers.
Please note that map details are accurate as of the date of publication but are subject to alter at any time on the publisher’s discretion. Please contact the cardboard issuer to confirm rates, fees and advantages before applying.
Eligibility and profit levels vary depending on the cardboard. Terms and conditions and restrictions apply. For more information, see the guide at americanexpress.com/advantages. Underwritten by Amex Assurance Company.
