Dear Dave,
My husband and I should not feeling well and are desirous about accepting my parents’ offer to maneuver in with them. We each have two jobs. I work as a medical transcriptionist and run a small business on the side. He is a warehouse clerk and can be attempting to get a business off the bottom. Combined, we bring home about $70,000 a 12 months, plus we have now $80,000 in debt between bank cards and a automobile loan. Additionally, our rent increased by 18% initially of the 12 months and we cannot afford this increase. Should we move in with my parents?
Melissa
Dear Melissa,
I even have nothing against families jumping right into a situation together to unravel an issue. This also includes adult children moving home for brief periods of time. Sometimes, when the best persons are involved (and the best boundaries are set and agreed upon), it will possibly work out well for everybody. I just want you to be very careful that by taking such a step you do not mask the actual problem.
I’ll shoot straight with you. The real problem isn’t an 18% increase in rent. The real issue is what that rent increase revealed about each of you – the proven fact that you probably did it weak careers. You are like two hamsters in a wheel in the mean time. Neither of you is afraid of labor. That much is evident. And there are two of you working 4 jobs, so there is no shortage of effort. But you are not gaining any traction. You don’t make much money, and the debt hanging over you doesn’t help either.
Your parents are obviously kind-hearted people, Melissa. If you try this, I would like you, your husband And Your parents should approach things with this mindset – your stick with them is a brief stop in your path to prosperity. Don’t go into this – none of you – with the attitude that the world is mean, the rent has gone up and we won’t get out of it. This is a security net, not a hammock. Use this time to deal with your financial issues and take an in depth have a look at your profession and income situation. If you employ this chance properly, you’ll be able to come out higher along with your money And with which you’ll be able to advance professionally.
God bless you all!
–Dave
