(Keep a boundary in place)
Dear Dave,
I actually have a money market account that I take advantage of as each a checking and savings account. I actually have a debit card and check writing privileges on the account and get a greater rate of interest on my money. Is what I’m doing idea, or is it higher to have separate savings and checking accounts for some reason?
Bonnie
Dear Bonnie,
It’s all the time good to have a physical and emotional boundary between your savings and the on a regular basis funds in your checking account. This is particularly necessary with regards to savings or an emergency fund.
There’s nothing inherently incorrect with getting a greater rate of interest, but once you lump every part together, the road between savings and checking accounts can quickly turn into blurred. And when you’re not careful, it’s possible you’ll end up dipping into your savings or emergency fund for non-emergency things without realizing what you are doing.
–Dave
(They will not be inconsistent concepts)
Dear Dave,
My husband and I actually have been blessed financially in our work and in our lives. We just love working, aside from the cash, though we could each easily retire and be very comfortable. These feelings have made me think quite a bit recently about what’s really necessary in life. How do you balance ambition and satisfaction?
Barbs
Dear Barb,
I actually have a sense you thought ambition was the alternative of contentment. But I do not see it that way. It’s not like a wobble. They haven’t got to balance one another out because they don’t seem to be on the identical spectrum.
I’m completely satisfied and bold. I’m content with what we now have and what God has entrusted to us. But I’m not content to take a seat around and do nothing simply because we have been blessed. Such an attitude isn’t contentment. It’s apathy. I do what I do because I like helping people. You can have peace and contentment and still be ambitious. These will not be inconsistent concepts.
In my opinion, problems arise when ambitious individuals are driven by an absence of satisfaction. Let me ask you something. Do you’re thinking that Jesus was completely satisfied? Do you’re thinking that he was ambitious? I consider the reply to each questions is yes. Just take into consideration how he lived and the way he instructed us to live. Think about its mission and purpose.
I believe it mostly has to do with what drives your ambition. If the need for “things” is the motivating factor, then perhaps they’re on the identical spectrum. But that is a very bad method to live your life. You should buy and accumulate tons of things, but you will not be truly completely satisfied until you discover contentment.
–Dave
